A clearer view of your cash flow

MCA payment
pressure calculator.

Understand your current payment burden before you compare any new terms. Your inputs stay on this device.

The cash-flow checkPrivate · calculated on your device

What do your payments
add up to?

Average monthly business revenue

How often are your MCA payments?

Combined daily payment

Payment days / month

YOUR MONTHLY SNAPSHOT

35.2%

of revenue goes toward MCA payments,
before operating expenses.

Monthly MCA payments$26,400

Revenue after MCA payments$48,600

Daily payment × 22 payment days. Excludes operating expenses, taxes, and other debt. This is a cash-flow illustration, not an offer or savings estimate.

Talk through your situation

What this calculation means

This tool divides your estimated monthly MCA payments by your average monthly revenue. It does not estimate savings, approval, affordability, or the outcome of any debt program.

How the monthly amount is calculated

Daily payments are multiplied by the number of payment days you enter. Weekly payments are multiplied by 52 and divided by 12, giving an annualized monthly average. Monthly payments are used as entered. Actual withdrawals vary with your agreements and the calendar.

Revenue is not profit

The amount remaining still needs to cover payroll, rent, suppliers, taxes, other debts, and every other operating expense. A percentage alone cannot tell you whether an arrangement is suitable for your business.

What do your paymentsadd up to?

What this calculation means

How the monthly amount is calculated

Revenue is not profit

What do your payments
add up to?